Indian Overseas Bank (IOB) Specialist Officer Recruitment 2026
Table of Content
Indian Overseas Bank (IOB) has released the recruitment notification for Generalist and Specialist Officers for 2026-27. This recruitment drive offers a total of 291 vacancies across different posts in JMGS-I, MMGS-II and MMGS-III scales. The online application process has started on 29 August 2026, and eligible candidates can submit their applications up to 15 September 2026.
The recruitment includes opportunities for experienced professionals in areas such as IT, Information Security, Information Security Audit, Credit, Risk, Database Administration, Network Administration, Cyber Security and Security. Candidates should carefully check the post-wise educational qualification and work experience before applying.
The official advertisement is issued under Advt. No. HRDD/RECT/04/2026-27 dated 28 August 2026.
IOB SO Recruitment 2026: Overview
| Particulars | Details |
| Organization | Indian Overseas Bank (IOB) |
| Recruitment | Generalist / Specialist Officers 2026-27 |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Total Vacancies | 291 |
| Posts | Manager, Senior Manager, Assistant Manager |
| Job Location | Anywhere in India |
| Application Mode | Online |
| Application Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Eligibility Cut-off Date | 1 August 2026 |
| Selection Process | Online Examination + Interview |
| Official Website | iob.bank.in |
NOTE: The bank has clearly stated that candidates can apply only through the online mode. Applications through any other mode will not be accepted.
IOB SO Notification 2026 Out
The IOB SO Notification 2026 is now available through the bank’s official website. Interestingly, the recruitment advertisement is for both Generalist and Specialist Officers, although most of the advertised posts are specialist positions.
Out of the 291 vacancies, 100 vacancies are for Manager (Branch Management), which is the Generalist Officer position. The remaining 191 vacancies are for Specialist Officer posts in different technical, banking, risk and security domains.
Candidates should download and read the complete notification before filling out the IOB Specialist Officer Application Form 2026, particularly because the required experience and qualifications vary considerably from one post to another.
IOB SO Recruitment 2026: Important Dates
| Event | Date |
| Notification Date | 28 August 2026 |
| Online Registration Starts | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Application Fee Payment | 29 August to 15 September 2026 |
| IOB SO Exam Date | To be announced |
| Interview | To be announced |
| Final Result | To be announced |
IOB SO Vacancy 2026
The IOB SO Vacancy 2026 includes posts in MMGS-II, MMGS-III and JMGS-I. The post-wise vacancy distribution is given below:
| Post | Scale | Vacancies |
| Manager – Branch Management | MMGS-II | 100 |
| Manager – IT | MMGS-II | 65 |
| Manager – Information Security | MMGS-II | 5 |
| Manager – Information Security Audit | MMGS-II | 5 |
| Senior Manager – IT | MMGS-III | 10 |
| Senior Manager – Information Security | MMGS-III | 3 |
| Senior Manager – Information Security Audit | MMGS-III | 2 |
| Senior Manager – Database Administrator | MMGS-III | 10 |
| Senior Manager – Network Administrator | MMGS-III | 5 |
| Senior Manager – Cyber Security Administrator | MMGS-III | 5 |
| Manager – Credit | MMGS-II | 35 |
| Senior Manager – Credit | MMGS-III | 15 |
| Senior Manager – Risk | MMGS-III | 6 |
| Assistant Manager – Security | JMGS-I | 25 |
| Total | 291 |
NOTE: The bank has also mentioned that the number of vacancies is provisional and can be increased or decreased depending on its requirements.
Also Read: SBI PO Prelims Result 2026 OUT: Check Result Link, Scorecard, Cut Off Marks & Merit List
IOB Specialist Officer Eligibility 2026
The IOB Specialist Officer Eligibility 2026 is different for each post. Therefore, candidates should not assume that a single qualification or age limit applies to the entire recruitment.
For example, candidates applying for Manager – Branch Management must have a graduation degree in any discipline from a recognized university. They also need 3 years of officer-level experience in a Scheduled Public Sector or Private Sector Bank, including at least 2 years in branch banking. The age limit for this post is 23 to 33 years as on 1 August 2026.
For Manager – IT, candidates must generally have qualifications such as B.E./B.Tech in specified computer/electronics-related disciplines, MCA, or M.Sc. in Computer Science/IT. The post requires at least 5 years of post-qualification IT experience, including at least 3 years in a banking/BFSI environment. The age limit is 25 to 35 years.
Other Specialist Officer positions have their own educational qualifications, professional certifications and experience requirements. Hence, candidates must check the exact eligibility conditions for their preferred post in the official notification.
The eligibility criteria, including age, qualification and post-qualification experience, are calculated as of 1 August 2026.
Age Relaxation
Age relaxation is available according to Government of India rules. The notification specifies:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Certain other categories, including eligible ex-servicemen, receive relaxation as prescribed in the notification.
IOB SO Apply Online 2026
The IOB SO Apply Online 2026 process begins on 29 August 2026 and will remain open until 15 September 2026.
Candidates should visit the IOB website and go to the Careers section to find the recruitment advertisement titled Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27. From there, candidates can select their desired post and register online.
While completing the IOB Specialist Officer Apply Online 2026 process, candidates will need to register, enter their personal and educational details, upload the required documents, photograph and signature, submit the application; and pay the applicable charges.
Candidates should save the registration number, password, e-receipt and submitted application form for future reference.
IOB SO Application Fee 2026
The application/intimation charges are:
- SC/ST/PwBD: ₹175
- All other candidates, including OBC and EWS: ₹1,000
The charges include GST. The fee is non-refundable once paid.
IOB Specialist Officer Exam Date 2026
The IOB Specialist Officer Exam Date 2026 has not been announced in the recruitment notification. The bank will communicate the examination schedule separately through its official website.
Therefore, candidates should be careful with unofficial websites claiming a confirmed IOB SO Exam Date 2026 before an official announcement.
The online examination will be followed by an interview for candidates who qualify at the examination stage.
IOB SO Exam Pattern 2026
For most Specialist Officer posts, the online examination will consist of 100 objective questions carrying 100 marks.
| Section | Questions | Marks | Time |
| English Language | 25 | 25 | 30 minutes |
| General Awareness with Special Reference to Banking Industry | 25 | 25 | 30 minutes |
| Professional Knowledge | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 Hours |
The Professional Knowledge section will vary according to the post applied for. The exam has separate timings for each section.
There is a 1/4 mark penalty for every incorrect answer. The notification specifies minimum qualifying marks of 35% for unreserved candidates and 30% for reserved candidates in the online examination.
For the Manager – Branch Management post, the exam structure is slightly different, with English Language carrying 25 marks and Professional Knowledge carrying 75 marks.
IOB Specialist Officer Selection Process 2026
The IOB Specialist Officer Selection Process 2026 will consist of:
Online Examination → Interview → Final Selection
Candidates who qualify in the online examination will be called for the personal interview. However, simply meeting the eligibility criteria does not guarantee an examination or interview call because the bank may conduct preliminary screening based on qualifications, experience and suitability for the role.
The final selection list will be published on the official IOB website.
IOB SO Salary 2026
The IOB Specialist Officer salary depends on the scale of the selected post.
The basic pay scales mentioned in the notification are:
- JMGS-I: ₹48,480 – ₹85,290
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
In addition to basic pay, eligible officers receive allowances and benefits such as DA, HRA and CCA according to the applicable rules. Specialist Officers recruited laterally in MMGS-II and III may also receive facilities such as conveyance expenses, telephone/mobile expenses, residential furniture and accommodation-related benefits, subject to bank rules.
What Should Candidates Do Now?
Candidates interested in the IOB Specialist Officer Vacancy 2026 should not wait until the final day to apply. The application window is relatively short, from 29 August to 15 September 2026.
Before submitting the form, carefully verify your age, educational qualification, professional experience and post-specific requirements. Keep scanned documents ready and double-check every detail entered in the application.
For candidates already working in banking, IT, cybersecurity, credit, risk or related professional areas, this recruitment can be an important opportunity to move into a public sector banking career.